Sadly when it comes time to hire you they really like to see that degree on your resume though. I really think the majority of the stuff I learned on the job but I still needed that degree to even get my foot in the door. I got pretty lucky that I went to a community college and transfered and lived at home the whole time. I would work a summer and all of that money would go to my tuition. I don't think I took out a single student loan. My wife who went on to get her master's had loans that we just finished paying off a year or two ago.

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