You might want to separate the Steemit aspect of this article from the rest of it. RISKS are very real factors that must be considered in life. In the crypto-space there are some HUGE risks out there now. You put up a Bitcoin in one of these risks in could disappear for various reasons within a day. With Steemit you minimize risk when you only spend TIME instead of MONEY on creating content or simply moving content from Youtube to this great platform. Buying Steem is a completely different story, but simply using this platform and only giving up time is a great way to diversify into something innovative. Current Youtube content creators can use Steemit as an insurance policy of sorts against demonetization. Good luck to all.