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RE: Life with brain tumor and NF1
No, no need to make any transactions, you will not lose your SBD. You get your rewards with a 7 day-delay, then they are yours forever
this link should help you : https://steemit.com/faq.html#How_can_I_withdraw_my_STEEM_or_SBD_coins
I'd recommend you read the whole steem FAQ if you have the time