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RE: When you send crypto to an Exchange it's no longer yours untill you get it out again.
Everything is right but you forget to mention that you should hold your cryptos in hardware wallets, or a paper one. All other "hot" wallets even if you own your private keys are not safe. F.e. i think it is the same risk as to hold crypto in solid exchange sites like Poloniex. Of course if you are careful there and are using extra security, like two-factor authentication (2FA). Anyway useful info. !