Add:
Users gain KARMA by supporting the ecosystem through:

Staking OM tokens, taking out & paying back loans
Submitting & voting on proposals
Joining the MANTRA POOL savings game
Referring friends to grow the community
Receiving grants to build tools that benefit the MANTRA DAO community, and more...
Users with higher KARMA gain access to various benefits, such as:

Increased OM staking rewards
Decreased staking fees
Free access to MANTRA POOL, a no-loss on-chain lottery
Lower loan interest rates
Loyalty rewards
Through the OM governance module, token holders can help expand on these KARMA mechanisms to make an even more robust reputation mechanism that safeguards the MANTRA DAO.