I wholeheartedly agree. I´m a case in point, I have never been able to make money, because I have no start-up capital. Now I am making money on Steemit by investing my time and energy in a flexible way, without having to be a wage slave.
Therer will be other platforms that will do the same thing in the future though, like Synereo,Akasha, and Yours, so Steemit will have to stay on top of it´s game. I think Steemit should be gamified even more, and be made even more unique. In that way it will not be outcompeted.