Graft Rated By CryptoRated

GRAFT Blockchain enables using any cryptocurrency at the Point of Sale. Natively

See the full ratings here: https://cryptorated.com/ico-rating/graft/

About Graft
GRAFT tokens are proposed to be a means of exchange that is widely accepted by mainstream merchants. Users will be able to connect their existing cryptocurrency wallets, as well as their credit cards to the GRAFT wallet. The GRAFT blockchain facilitates the transaction.

Product
GRAFT’s target user base is the mass market. GRAFT aims to become not just a means of exchange, but one that is widely adopted, seamlessly integrating its platform into currently existing solutions. There are several competitors, most notably TenX, from which GRAFT distinguishes itself by stating that they “think about both sides of typical payment transaction: buyer and merchant”, allowing the merchant to receive payment in cryptocurrency as opposed to just fiat. The GitHub page, which can be found on the GRAFT website, shows moderate levels of content and activity.

Use of Blockchain
GRAFT is a fork of Monero and a means of exchange. They will be used for “real-time payment authorizations, transfer of funds, and settlement between buyers and merchants”. Scalability is said to be addressed by decreasing the block creation interval (2 minutes) and removing the block size limits. GRAFT admits that this strategy is not unique to GRAFT, however, this process takes place on “supernodes which validate and authorize transactions in real time”. GRAFT claims that this design allows for large spikes in transactions, which would take place during seasonal events, for example.

Whitepaper
The whitepaper contains a fair amount of content and takes a considerable time to read and comprehend. Overall, the whitepaper discusses how GRAFT will operate on a logistical level, but is severely lacking in technical detail, especially considering that GRAFT wishes to compete with other cryptocurrencies that aim to become widely adopted means of exchange and have been in development for a much longer period of time. From a business perspective, GRAFT provides a sufficiently detailed plan in the whitepaper, including proposed merchant fees, examples of accepted payment methods, etc.

Roadmap
A development roadmap is not provided in the whitepaper, although a distinctly vague and seemingly non-committal roadmap appears on the GRAFT website. The roadmap spans from 2017 to 2021 and contains fewer than 15 milestones, given without descriptions or clearly outlined estimated completion dates.

Compliance
There is minimal attention to compliance issues and no mention of any disclaimers in the whitepaper. This is strange since on the GRAFT website, it shows that GRAFT possesses legal and strategy partners, however, their expertise does not seem to show in the whitepaper.

See the full ratings here: https://cryptorated.com/ico-rating/graft/