Thanks for that great resource and summary analysis. The only thing I would argue is that I don't think it's that unfriendly to beginners - no more so than Bittrex or Poloniex, or any other exchange, or stock brokerage for that matter, at the time of trading, that is. Of course, for those who want to sit down with their local bank and simply buy XYZ stock without knowing or understanding the underlying dynamics, yes it is "beginner unfriendly", if we can say that, but that brings us full circle back to where the simplified Coinbase service comes in and leaves us with a complete overview of what that company is doing. Not a bad business at all as it looks like they've got all the bases covered.