The PumaPay Pull Payment Protocol

PumaPay’s Protocol was designed from the ground up to facilitate flexibility in transaction mechanics. The innovative architecture opens the door to a whole universe of payments mechanisms that are either impossible or unfeasible when relying only on a ‘push’ action: Subscription fees, direct debit, pay-per-use, and more. The protocol is highly flexible and adaptable, giving businesses the opportunity to apply their processing business logic on the blockchain.The PumaPay protocol with the help of a new billing system allows the service providers and consumers to interact directly, without intermediaries, to make any kinds of payments: regular, one-off and deferred ones. For example, users will pay for utilities, the Internet connection and paid subscriptions with minimal fees. 

The PumaPay protocol will meet the needs of every user. Companies will also benefit by getting rid of intermediaries, so they can provide their customers with competitive prices for goods and services.


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