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RE: Hello Steemit! I am a 21 year old self-taught programmer and cryptocurrency enthusiast.
In case you haven't noticed, there is also an internal exchange in Steem where you can trade Steem and Steem dollars (although you need to wait for a few days until first Steem dollars are issued). The blockchain gives a liquidity reward for traders, so there is extra chance to make money. Read more from the whitepaper in Liquidity chapter.