Welcome to Steemit and I completely agree we need to teach financial literacy on a larger scale, especially in the US. I wish I learned more about it when I was in High School.
I am also a new user and learning how steemit works. Follow me @byzantinehash and upvote my intro post if you like it.
If you are interested in crypto currency be sure to watch for new posts. I just made my first post on a series I am about to begin: https://steemit.com/cryptocurrency/@byzantinehash/easy-to-mine-cryptocurrency-series-volume-1 don’t forget to upvote if you like it.