Thanks so much, @zoidsoft, for providing a steady and realistic long-term perspective on the crypto-sphere; it's much needed in these times of bearish negativity. Market-fluctuations aside, nothing has fundamentally changed about the necessity of peer-to-peer cash without intermediaries. And you're right to point out the billions that are un-banked or under-banked, as it is easy to lose sight of their pivotal role in the totally banked western democracies.