The structure of cryptocurrency payment platforms market

The popularity of cryptocurrency is growing. And the number of blockchain projects offering infrastructure for cryptocurrency payments is growing too. There are two types of such platforms. Let’s deal with them.
The first type: fiat money transfer systems based on cryptocurrency and blockchain
For such systems, cryptocurrency is not the purpose of the transaction. Digital money is used as a means to transfer fiat currency. They provide low cost and high transaction speed. Systems of this type are divided into:
A. the system of money transfers (the system of international and interbank transfers for individuals);
B. platforms for B2B payments.

The second type: cryptocurrency payment systems
The purpose of these systems is to facilitate the use of cryptocurrencies in the economy.
A. Payment services for sellers - process cryptocurrency payment transactions for trade and service enterprises.
B. Universal platforms - help to solve a lot of tasks: instant transfers between users of the system, cryptocurrency conversion, payment of bills, purchase of digital money for fiat currency and much more.
Joys platform is one of the universal platforms.

More about Joys
Joys is an open global blockchain platform based on Ethereum. The platform is designed for payment transactions between buyers (owners of various cryptocurrencies) and stores.
Joys ensures the legality of using cryptocurrency to pay for goods even in countries where it is banned or has an undefined status. A feature of the platform is the use of its own infrastructure for payments.

ICO Joys starts today at 10:00 UTC
The price of a token at the start — of $0.03, 9 days from the start of the round — $0,035, 15 day — $0.04. The minimum investment amount is $ 2,000.
You should install and register Joys wallet to participate: https://wallet.joys.digital/ or Reticule http://download.joys.digital/latest/, in the investor’s office https://joys.cash, submit an application and pay order to buy JOYS.
End of ICO Joys — 23: 59 UTC on July 12.