I like the idea of reducing cost by cutting out the middleman, but in effect we need multiple providers of this type of service for it to be truly decentralised. INS needs to be one of many marketplaces, giving consumers and suppliers the opportunity to sell/purchase quality goods at competitive (instead of rip off) prices. Blockchain smart contracts may be the beginning of the end for overpriced, and often poor services that are currently provided by monopoly organisations.