HOMELAND - DECENTRALIZED P2P MORTGAGE LOANS

in #ico6 years ago


Greetings to the whole community, I am passionate about the crypto coins and a follower of good projects. In this new publication I would like to present the HOMELEND project. I'm sure you've heard a lot about Blockchain, Bitcoin, Ethereum, Crytocurrencies, ICO ... but HOMELEND blockchain is the coolest, and for more details we're going to the following topics:



If we observe how society has evolved, from tribal societies we have moved to a different social structure in the modern world where people work in a specialized way and can do so in a global environment, from anywhere in the world due to the advent of technology and Internet.



 No doubt many people today dream of having a home of their own, unfortunately due to the scarce economic possibilities of people it becomes quite difficult to acquire one and unless you have tons of cash, the only way to acquire a home your dreams is through a mortgage loan. The issue is that securing a mortgage loan is also complicated and can also be an incredibly long and tedious process, and many mortgage applications are rejected for one reason or another. Whatever the reason, each rejection means a dream that goes down the drain. Based on the above, from now on we will present an analysis of what appears to be a great project with an immense future, this project is called Homelend and will surely make its way as one of the best platforms in the sector and is really worth it Do not miss this analysis.


About Homelend


Homelend is a decentralized platform that allows the next generation of mortgage financing for homebuyers. Homelend creates an interface for direct interaction between borrowers, lenders and other parties involved in the mortgage value chain. By doing so, it allows crowdfunding of mortgages using a peer-to-peer model with the security, transparency and automation provided by distributed ledger technology (DLT) and smart contracts.



The Homelend platform is designed to modernize the current mortgage system to make it more functional, operationally effective, efficient and customer-focused. The platform will be more fabulous and pious in its operations. In addition, it will also expand the ability of people to borrow and borrow to have a good home. This will adapt to them and their lifestyles. Therefore, their lifestyles or patterns do not affect the loan or loan payment process offered by Homelend. This will be done through the Ledge Distributed technology (DLT) and the crypto smart blockchain contracts. This will bring the lenders and borrowers into harmony in a more rational automated process that will be transparent and modest for the users.


Why Homelend?

Homelend is being developed as a blockchain solution that will significantly increase the possibilities of financing homes for many people and families. Our value proposition is socially sensitive and is anchored in a progressive P2P approach that aims to use technology for the benefit of society. However, Homelend is also based on a solid and profitable business model, which is consciously extended to address an unattended market. On the one hand, Homelend creates an investment opportunity for many people, with a solution that unites a traditional industry like real estate, with an innovative technology like blockchain. On the other hand, it makes it possible for many people (that due to various circumstances, including the current limitations in traditional credit risk models,



- From manual and extensive, to optimized and efficient



By incorporating predefined business logic into intelligent contracts, digitizing documentation and eliminating unnecessary processes, Homelend will automatically execute an end-to-end origin process, reducing it from 50 days to less than 20.



- From Ambiguous & Clunky to Transparent & User-Friendly



Homelend aims to create a loan process that is not only intelligent, but also simple and fair. It will allow borrowers to easily request a loan, track the status of their application at all times and interact directly with the mortgage lenders.



- From costly Intermediation to Profitable and Free from intermediaries



The immutability, security and transparency provided by DLT allow transactions to be recorded, including loans, without the banks acting as intermediaries. This will reduce costs for borrowers and lenders, while minimizing the distance between them.



- From vulnerable and not reliable to reliable and safe


Centralization and paper processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. DLT's unique features and smart contracts allow Homelend to provide a platform for people to transact large amounts of money in a reliable, transparent and secure manner.



How does the Platform work?

Homelend connects borrowers and lenders in a unique way, controlled by intelligent contracts, without intermediaries. Borrowers will apply for mortgage loans through the Homelend Foundation. These applications will be evaluated and approved in advance (or not) with the help of artificial intelligence and machine learning technology. On the basis of Homelend, the collection of information is done in a "totally digital" manner. Even the data contained in the document must be transferred to the digital archive of herbaceous plants based on scattered accounting technology. These data are provided by users and are carefully reviewed through professional verification providers.


Solution Raised

Homelend provides a simple solution for consumers looking for financing options for their homes. With intelligent contract technology, it provides transparency to the market where the borrowing parties and lenders are in direct communication on a single platform. By providing tools to lenders for background checks and analysis of potential borrowers, trust is created among the community of investors who are ready to bet on the platform based on blockchain technology.



 If you want to know more about this project and want to obtain information about technical specifications and other interesting data, we can only encourage you to read a detailed report with which you can get an idea of ​​the size of the project and its potential expansion and applications. We invite you to visit the WHITEPAPER and get in touch with us through the Telegram group. Do not miss this great opportunity that this great team offers you.




Borrowers on the platform to choose from the long list of potential lenders and submit their cases to the selected party. A digital wallet and an appropriate profile on the platform are provided to each user who registers. The option to select the currency to manage the transaction on the platform is provided to the users of the platform. P2P mortgage loans are simplified in the platform. The creditworthiness of borrowers is decided through the use of advanced technologies, such as machine learning and data science.

About the Token and ICO

Symbol: HMD

Total supply: 250,000,000

Standard: ERC-20

Nominal value: 1 ETH = 1,600 HMD

Coins accepted: BTC, ETH, USD

Softcap: US $ 5,000,000

Hardcap: US $ 30,000,000


Join our team and buy your TOKENS HOMELEND and enjoy the benefits offered by the most advantageous platform in the market. Do not waste any more time and join our Telegram group so that you can communicate with us and clarify any questions you may have. Do not miss this great opportunity offered by the HOMELEND project.


Take advantage of the available bonuses from the early stages of pre-sale. (ICO). Visit our WEBSITE so you can find out more about the benefits of this great project.


Links of interest:


Website: https://homelend.io/

Whitepaper: https://homelend.io/files/Whitepaper.pdf

ANN: https://bitcointalk.org/index.php?topic=3407541

Twitter: https://twitter.com/HomelendHMD

Telegram: https://t.me/HomelendPlatform

Facebook : https://www.facebook.com/HMDHomelend/ 


Bitcointalk username: Infobtc

Bitcointalk profile URL: https://bitcointalk.org/index.php?action=profile;u=1720639

Myetherwallet: 0x5cB42C674c1971DB7701A845e9A0c6AAe156d597  



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