Sorry it took me so long to remember but you mentioned not being penalized on your taxes this year for not having health insurance.

Set that penalty money aside in case the iRS comes a knockin.

After getting the latest bill for the mandated insurance (sorry "tax") I started looking because I thought I had heard that one of President Trump's early executive orders had something to do with the mandate.

Like you, our family prefers to try and be proactive in our health. None of us have visited a doctor in, maybe 10 years.

What I discovered was that the Executive order simply prevented the IRS from rejecting claims filed that didn't check whether or not you have insurance i.e. Item 61 on page 2 of the Individual Return.

SOURCE

Maybe you'll get lucky, but the IRS likes to tack on lots of fees and penalties to people who can't pay "their fair share".