HOMELEND: peer-to-peer mortgage lending platform.

nurdin82 (25)in #homelend • 6 years ago

What is Homelend?

Homelend is a platform created using the power of Blockchain technology to disrupt the $ 30 billion global mortgage industry. Mortgage lenders.We will invest in mortgage financing / lending, develop a P2P credit platform with mass-financing mechanisms, using smart transactions and fully automatic Blockchain protocols.

Here HOMELEND plays a role and tries to overcome the growing problem of mortgage lending complications, as an essential element of shelter, humanity and survival, quite ironic. The acquisition of a private home bank through a mortgage loan, which includes a legal agreement between the borrower of the bank and guarantee the loan to rule out the purchase of real estate (mortgage). This exclusion depends on the total amount of the payment.

The top implementation of the system requires a set of actions that determine the security of each loan. For this reason, networks of different actors and platforms, many jobs come into play. This application is limited to gathering proven information about all interested parties, especially borrowers and all related brokers. This often happens in extensive research and data analysis, arguing that it is a significant time span and other resources.

How does the Homelend platform work?

Homelend connects borrowers and lenders in a unique way, controlled by smart contracts, without involving intermediaries. The borrower will apply for a mortgage through the Homelend platform. This app will be evaluated and pre-approved (or not) using artificial intelligence and machine learning techniques. Each creditor can then finance the previously approved loan, and buy it partly. All processes will be controlled by intellectual contract, not human. On the Homelend platform, digital information is collected. Even data stored in paper documents must be transferred to digital format based on distributed register technology. This data is provided by the user and re-checked through a professional verification worker.

Because this platform uses technology like a block, users can be calm for the transparency of this loan. There are no small fonts and uncontrollable conditions. Users from start to finish can control all phases of lending. Therefore, because of this, this direction will be as transparent as possible and will thus lead to great demand and trust among users.

Thanks to this technology, the problem of a large number of people in the chain, which are therefore not very profitable, also resolved, and also very long and gloomy received this type of loan. This platform is not only based on the issuance of mortgage loans, but also on the issuance of conventional loans, at the same time for various amounts.

Financial flows

At Homelend, the flow of financial resources from creditors to borrowers (and, finally, to sellers) is done exclusively through smart contracts. Once the buyer receives the preliminary approval of the system, in connection with a particular property, a related mortgage loan is registered on the Homelend platform. At that time, the borrower makes a certain down payment, and the amount of the mortgage is determined.

Business model

Homelend is being developed as a solution that will significantly increase the likelihood of housing finance for many people and families. However, Homelend is also based on a good and profitable business model that consciously refers to markets with inadequate levels of service. On the one hand, Homelend creates investment opportunities for many, with solutions that integrate traditional industries as real estate, with innovative technologies, such as blockages. On the other hand, this allows a lot of people (who, due to various circumstances, including the current limitations of traditional models of credit risk, do not have a respectable credit score, but are able to pay for credit) for access to finance for housing and solutions of one of the most problematic main: the presence of your own home.

Source from tags

According to technical reviews, the number of HDM speculators is expected to be 250 million during this event. It is expected that 20 percent of the mark (50 million HDM) will be stored in reserves, and the remaining 80 percent (200 million HDM) will run. Token charges 1 EH for 1,600.

The HOMELEND Tokens

Pre-sale ........................ 1 March 2018

Crowdsale ................ Tbd

Shutdown ........................ Tbd

features

Symbol ............................. Hmd

Total offer ............ 250,000,000

Standard .................... ERC-20

Facial value .................... 1 ETH = 1,600.

Currency received ... BTC, ETH, USD

Humbaracının ..................................... US $ 5,000,000

Hardcap .................................... US $ 30,000,000

Bonus (ETH)

Week 1 .................................... 20%

Week 2 ................................. 15%

Week 3 ......................................% 10

Week 4, then ....... 0%

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TEAM

Project teams and advisors, consisting of experienced and responsible professionals who know their business, and have a good inventory of knowledge and skills: