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RE: XLM HODL!!!! And do it for these reasons!
hello, i hold xlm which i sold xrp to purchase. in my view it is a very useful coin and will be a pretty safe bet. however the volatility of the recent crypto wars is a warning to do your research and do things safely. the crooks are on the loose in crypto forums everywhere. beware!
Not easy to get scammed if you stick to the main crypto exchanges. Beware of ICO's, those are where you have to be careful.
also true! exchanges are popping up everywhere with little or no credentials. there is warning on my exchange to not send directly to ico’s.