Oh, many, many thanks for this detailed comment - now I understood the question.... 😇

Okay, since the embezzlement of community credits has obviously already taken place and also takes place "in secret" (accounts are called community accounts, but in the end only one account owner enriches himself from them), I think your suggestion is very good. Even if it will be a bit annoying sometimes. For example, I'm thinking of our weekly payment of contest winnings - it's a bigger hassle to have to coordinate for that first.

Nevertheless: If the idea is feasible, I think it's good!