Charity has always been close to my heart and that of my family. My mom chose not to go and study but to work as a housemother in an orphanage. We all learned from her. (•ิ‿•ิ)

I love the idea of a default setting! It will be so much easier.
I must admit, I've also forgotten a couple of times, especially with my contest post in SteemKids & Parents. Luckily, I've always been forgiven.

As for the setting of a % for SEC posts by hosts, as I have suggested, I do think it is a bit different than contributing to community accounts by participants.
I agree 100% not for participants to contribute as some of them already earn so little on their posts.

I do believe that a lot of positivity can come from your post.