Awesome post! There is quite a bit of psychology behind the person who saves and the person who spends. I believe that a persons age and financial education is the difference between staying with Steemit as an investment vs a quick buck.

I view Steemit not as money but as a commodity investment vs stock investment. A way to spread out one’s wealth investments. Instead of investment of cash, I invest my time & knowledge and have fun doing it. So for me, investment of leisure time, not work.