The advantages of defi cannot be overemphasized. The fact that it was built on the Blockchain technology made it very decentralized, which brought about the transparency, immutability, and the seclusion of third party. Many people are independent and this is what they do "Utilizing every opportunities on Defi; lending, borrowing , voting, trading, and many more to earn passive income". That's just fantastic, and far better than the traditional financial system. I believe the sky is the starting point in that regard. Nice piece.