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RE: Before using P2P, know 5 things, or you too will be the victim of fraud.
There are so many issues on peer-to-peer transactions because accounts are getting frozen as some people are reporting these accounts to cybercrime. Undoubtedly this is a very useful service but some people are taking it for granted and because of that the genuine users are struggling with this so yes you are right that we need to be careful before using P 2 P.