Hi @fijimermaid, maintaining a balance between income and expenses is very important in the economy of any person, because if the balance leans more on expenses than on the money that comes in, it is certainly reason to worry, since you would not have how to cover those expenses.

However, on the other hand, if you use the system of saving a part and spending less than you earn, little by little you will ensure a stable retirement in your future.

Regards