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RE: Let's talk about our personal finances
I envision crypto making personal finance more personal. Right now, unless you're very wealthy, finance is something that is governed by banks. Paying bills and all the hoops that the average person must jump through makes finance such a burden.
I hope that soon, it will be easier to pay for the basics. I also believe that the crypto environment will redefine many aspects of the economy and personal finance. Banks must turn around and adapt to the new, I hope.
I'm eyeing ripple and ETH for banks
they may not like btc
Yes, for commercial movement and payments, for the capacity of intelligent contracts, scalability, among other things I also believe that the banks will prefer Ethereum and Ripple to BTC.