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RE: A particular economic year 2022
Well, yes, the complicated things have been slowing down, that is a reality, but there are other things like unemployment that continue to increase. I believe that the effects of economic policies are being seen with a certain delay, even months, but it is still impossible to know what is going to happen.
There is no doubt that Binance played an important role in pushing FTX into the abyss, evidently CZ is very good at marketing, he is a smart guy.
And yes, decentralization can slow down many processes, in this case centralization has an advantage in terms of streamlining processes.
Higher unemployement -> more likely that FED will slow down with interest rates hikes. At least that's how I perceive it.