Global markets are pricing in inflation, because central banks are monetizing debt at an accelerated rate. Capital Assets in general are benefiting, including crypto. Fiat and debt right now are not good to hold (besides a one year emergency fund). So keeping it in crypto or other capital assets and watching it grow is important in building wealth.

Over the next decade, the world could become unsustainably over-leveraged, then it might be a good time to hold fiat or a stablecoin. In the meantime, one should cash in crypto to pay off debt as prices rise. Because when the deleveraging happens, and asset prices are sliced in half, it's not a good time to hold debt.

I like your post @unbiasedwriter.