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RE: Financial freedom and college education.
But the fact that someone is intelligent or that his or her intelligence is not related to studies
Bad choice of words here. All intelligence comes from studying. I assume you wanted to say studying in a school/college/ university .
In any case, I think that anyone who can get an education, you absolutely must do it. It will not only boost your chances to succeed in life, it will also make your really intelligent. Being intelligent is not about getting rich, or being good at particular profession, it comes from overall knowledge and experience you have - of your own language and foreign ones, history, philosophy, psychology, logic, mathematics, physics and etc.
Each time reason but only from their own point of view, however I reiterate the intelligence does not come from the study ..
You can be very smart without going through school.
Or is it that solving a problem that does not need studies and you do it makes you less educated in terms of education that is taught in schools.
Agree, but you can't became smart or intelligent without study. No matter how you study - school, internet, watching someone doing smth, doing smth yourself... You need to study to achieve anything. You can't sit on a sofa staring on the wall and suddenly become smart.