Dear @rxge

This is indeed very interesting challenge.
(I'm not sure if you've noticed but "Challenge #2 (October 5th - October 11th) : Diving in DeFi world" is starting tomorrow.

While my story does seem a little futuristic if you're unacquainted with DeFi, this idea of "Decentralised Finance" is not too far off.

One can only wonder, if central banks , regulators and politicians collaborating and supporting idea of central banks will manage to fight with DeFi and upcoming trends.

When you use DeFi, you are taking away trust from organisations and putting it into blockchain code (which is audited by thousands of eyes).

I see some serious issue with it. So far my impression is, that TRUST is something that blockchain doesn't replace in any sufficient way. Hopefully one day this issue will be somehow resolved, but right now blockchain = the world where we simply do not know who to trust and for that particular reason our financial decisions suffer much greater risks.

At the end of the day - we end up with millions of blockchain users, who suffer with lack of trust. For regular person (like myself) it is a challenge. Moving away from banks and removing them as a TRUST "verificators" is creating void, which blockchain isn't filling in any succesful way. It's a void allowing many to take advantage.

I hope you enjoy reading this as much as I did writing it.
Solid read . Upvote on the way ...

Enjoy your weekend,
Yours, Piotr