Hello Everyone !

I am @hudamalik20 from Pakistan. How are you all ?. I Hope you all are well and doing great in your life .Today I am participating in this contest
How Frugal are Our Steemians? organized by @shiftitamanna in Steem for Bangladesh Community.

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Earning money is very difficult in today's era, so we should spend it wisely.If we spend our household expenses wisely, we can run our household system well.
So let's start.

Are you frugal in spending?

According to my family, I am the most frugal person in my house.I spend very thoughtfully on myself and avoid buying things that are not very important and I keep urging my family members that they should spend money sparingly.

I also avoid buying expensive clothes in most cases and after a lot of research, I buy clothes from the market that are affordable and of good quality.I prefer home cooking instead of buying food from the market and cook for my family.By eating home cooked food our health is also good and we also avoid many diseases.I avoid excessive use of water and electricity.

How much frugality is necessary in our lives ?

Frugality is very important in our life through which we spend our money more wisely.Through this we avoid our unnecessary expenses without which our daily needs are met.

We can make savings for our future which can come in handy later.We must choose what we need rather than what we want.Through this we can keep savings for our bad days so that we don't have to worry too much later.

Tell us 3 tips on how to be frugal?

Some tips I apply in my life :

• Don't buy useless things: Most people, when they go grocery shopping or market shopping, they pick up most of the things they like, but there are many things that we don't use later and end up lying around and they get expire and we have to throw them away we should try to buy only what we need at the time.

• Make your budget: You should properly make your own budget in which you should write down all your necessary expenses and then see how much money you can save.We should remove unnecessary items from this budget and write alternatives.

Source

• Cook at home: We should prepare most of the food at home because we prepare the food at home with our own hands and take care. food from market is not good for our health and because of this our health gets disturb.Therefore, you should prepare healthy food at home and feed your family and avoid market food.

What about the Advantages and Disadvantages of frugality?

Advantages :
When we spend wisely, it benefits us as well as those around us.Through this we can save money from our income and bring financial stability and we can save money for our future or bad days that may come in handy in our future.

Due to which we will not need to borrow from anyone.Because of this we create good habits and bring discipline in our life and through this we can stop wasteful use of water and electricity.

Source

Disadvantages :
Being frugal has many advantages but it also some disadvantages.When we are frugal, we mostly forget to enjoy and try to avoid spending money on our enjoyment and avoid spending money on our enjoyment things.

Because of which we don't create many beautiful memories ,it affects our relationship with others . When we are more frugal, we tend to spend less on the people around us, which has a negative impact on our relationships.

With best wishes ❤️.
Now I like to invite @norat123, @tammanna and @mr-joker to participate in this amazing contest.

Thanks alot for reading .

Regards : @hudamalik20 .