I completely agree with your decision to use Steem for payment. It's great that you already have some and can easily trade it for other currencies or products. And I also share your optimism about the future value of Steem, it has a lot of potential and it's always good to have some saved up. Steemit is definitely a great platform to use for transactions, especially with its fast and secure blockchain technology. Thank you for sharing your thoughts and insights on this matter!