They change it here too.
I pay 100 a month/person and the own yearly fee is 885 euro (which I do not have) but meds are not included if it comes to this amount. The health insurance takes a big part if my income (rent and power are number 1 and 2).
People like me avoid to go to the doctor because of the "own risk" which actually means we pay for nothing. The last time my daughter saw a doctor she was 2 years old. She has no job, no social help/income, still needs to pay which is a huge problem. Here they change it yearly too.
In Belgium it only costs you 14.95/month, no own risk, basic dentist etc included so I do not understand why we are ripped off (well I do since "refugees" pay nothing, neither does their family and they get 100% help with everything.). 🤐