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RE: More craziness
We do not have that. We all pay the same or even more and it is forbidden not to have an insurance. The first 385 till 885 euro a year is on your own account and vaccinations you have to pay yourself unless you are a kid or a risk factor. You pay till you are dead. 🤔
There was a tax penalty tied to not purchasing insurance in the states until last year when it was repealed. Our health care system is all jacked up and I answer calls daily for a major health insurance provider in my state. Costs of coverage vary a lot and coverage through an employer is historically lower premiums for many. The better jobs have low deductibles and more affordable coverage. Working for this company provides me with a plan for a reasonable premium as a single person, a $400 a year deductible to pay and after 20% coinsurance until I reach $1200 out of pocket. I have $1000 put into a medical savings account to help pay those amounts which is paid back through the year as payroll deductions each check. My botox injections are $1200 a visit so next month the deductible will be owed plus $120 of coinsurance for just the medication itself. Additionally, I will have a facility fee to pay so it adds up quickly. At least I have coverage, when many don't or have deductibles upwards of $2800 a family and $4200 in out of pocket. Yes, we pay. Insurance is constantly changing how they pay and what treatment is payable.
They change it here too.
I pay 100 a month/person and the own yearly fee is 885 euro (which I do not have) but meds are not included if it comes to this amount. The health insurance takes a big part if my income (rent and power are number 1 and 2).
People like me avoid to go to the doctor because of the "own risk" which actually means we pay for nothing. The last time my daughter saw a doctor she was 2 years old. She has no job, no social help/income, still needs to pay which is a huge problem. Here they change it yearly too.
In Belgium it only costs you 14.95/month, no own risk, basic dentist etc included so I do not understand why we are ripped off (well I do since "refugees" pay nothing, neither does their family and they get 100% help with everything.). 🤐