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RE: More craziness
@wandrnrose7 Only children till a certain age get free vaccinations. For travelling you pay yourself and the flu is only given to those the government see as a high risk. ❤️
@wandrnrose7 Only children till a certain age get free vaccinations. For travelling you pay yourself and the flu is only given to those the government see as a high risk. ❤️
I should add that not all age groups get free flu. Unfortunately Medicare patients under our group plans don't get them unless they purchase the Medicare Part D (vaccinations and pharmacy benefits) which I find troubling.
@wandrnrose7 is medicare part D a part of the insurance or? If not they pay for it or let it be?
I think it should only be offered to those who might need it. If they do not like it, it's fine.
Thanks for the info 💕
Medicare D is a government option for people who reach 65+. If they want to add prescriptions they pay for it in addition to Medicare A, which is hospitalization which (almost) all get through the government. We pay taxes all out working years and it is issued to us at 65. If you are still employed it is secondary to commercial paid coverage. Medicare B is a buy up as is D.
We do not have that. We all pay the same or even more and it is forbidden not to have an insurance. The first 385 till 885 euro a year is on your own account and vaccinations you have to pay yourself unless you are a kid or a risk factor. You pay till you are dead. 🤔
There was a tax penalty tied to not purchasing insurance in the states until last year when it was repealed. Our health care system is all jacked up and I answer calls daily for a major health insurance provider in my state. Costs of coverage vary a lot and coverage through an employer is historically lower premiums for many. The better jobs have low deductibles and more affordable coverage. Working for this company provides me with a plan for a reasonable premium as a single person, a $400 a year deductible to pay and after 20% coinsurance until I reach $1200 out of pocket. I have $1000 put into a medical savings account to help pay those amounts which is paid back through the year as payroll deductions each check. My botox injections are $1200 a visit so next month the deductible will be owed plus $120 of coinsurance for just the medication itself. Additionally, I will have a facility fee to pay so it adds up quickly. At least I have coverage, when many don't or have deductibles upwards of $2800 a family and $4200 in out of pocket. Yes, we pay. Insurance is constantly changing how they pay and what treatment is payable.
They change it here too.
I pay 100 a month/person and the own yearly fee is 885 euro (which I do not have) but meds are not included if it comes to this amount. The health insurance takes a big part if my income (rent and power are number 1 and 2).
People like me avoid to go to the doctor because of the "own risk" which actually means we pay for nothing. The last time my daughter saw a doctor she was 2 years old. She has no job, no social help/income, still needs to pay which is a huge problem. Here they change it yearly too.
In Belgium it only costs you 14.95/month, no own risk, basic dentist etc included so I do not understand why we are ripped off (well I do since "refugees" pay nothing, neither does their family and they get 100% help with everything.). 🤐