You said well, "Speak to our children". At every level, there will always be something you can't buy, so my parents educated me from an early age. Sometimes, however, poverty is hidden from children, out of fear of making them uncomfortable or wanting to protect them. Then they grow up without understanding the value of money or even of work, sometimes even children in families are spoiled, others in very poor families grow up ashamed of their condition... In both cases they are unprepared to face things.

Sometimes talking about money is something that is considered inelegant, disrespectful, as if thinking about profit were something that belongs only to overly ambitious or unscrupulous people. Instead, being educated on these topics can also help people who grow up poor to improve their situation, including not being exploited by the dishonest.