How do you view the matter of borrowing money?

Borrowing is for a person to obtain a sum of money from legal persons such as finance companies, banks, or close people, and then repay the debt within agreed period.

In my opinion, I see that borrowing money is a normal and good thing, but with conditions and laws, and the person realizes that the money he borrowed must return it to its owner at the specified time in order for him to be a trustworthy person.

picture make by @boylikegirl.club

Borrowing money for a project or something that benefits a person is a positive thing, but if borrowing money is useless,

Some people face financial problems in their lives. They have high experience and competence but lack the money to manage their projects well. Here the person is forced to search for radical solutions that help him finance his business project.

One of the most important solutions that a person searches for is to search for a financial loan, whether from close people or financing companies, and this indicates that borrowing money is not a normal and natural matter that saves many people from problems and crises that can only be solved with money.

Perhaps if the borrowed money is used well and invested in something that benefits him and is returned to the borrower within the specified period, it will make him have a good reputation among institutions and people and will increase the probability of his request to borrow money being accepted in the coming times.

Unlike a person who borrows money and uses it for worthless things and does not pay his debts on time, this will make him get into big problems with the institutions or people from whom he borrowed money, and they may resort to legal action with him, so the person must think carefully. Before borrowing money, he asks himself: Is this specific thing that will make him borrow money? Is it something necessary and essential or is it something unimportant? He must bear responsibility for her decisions and be able to return the money at the agreed upon time without giving justifications for delaying the payment of money because That won't work for him.