Yeah, people hold big crypto but they choose the crypto with less value and fees while doing transcation and don't give a shit about development of those coins .
And as for development , Steem and Hive should be really on these above mentioned like projects . I mean what is the use of only keeping crypto and paying all your bill with cash that you have to get by going to bank and waiting a long line(queue) .
How it would be if people sitting on chair post on DeFi income sites and order food , purchase their need and pay their bill sitting on that same chair with just only moving their finger?

BTW thanks for your time .