Very tragic to read this and yes, you are certainly not going to be alone in this as all over the world the same is true. I'm very sorry this happened to you and the millions of others as well.

For me, I work in construction and we have been "allowed" to go back to work on closed construction sites... however at a great cost because we have defaulted on a lot of contracts and it is going to cost a fortune in legal fees to have the contracts re-written for things that were beyond our control. The lawyers always win, that is for sure.