Saving and spending are both crucial aspects of life. It is important to find a balance between the two, as they go hand in hand. Saving involves keeping a part of your income aside for future goals or emergencies, while spending involves using your money to purchase goods and services. In times of inflation, saving may be more challenging, but it is still important to practice. Platforms like Steemit can help in managing both saving and spending habits. Achieving financial targets requires earning, saving, spending wisely, and investing effectively. Good luck @usoro01.