the pandemic has had a significant financial impact on many people, and it has required a lot of resilience, creativity, and support to cope with these challenges. It is important to continue prioritizing financial planning and management even after the pandemic ends to ensure financial stability and resilience in the face of future challenges

I agree with you here 100%. One of the major problem that we don't do is being prepared for the unknown. But I think the pandemic thought lots of persons a great lesson.
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