They way God created the minds of humans is just so marvelous, because I'm just imagining how someone can be very very angry and at the peak of doing something crazy but when that simple word "Sorry" comes out of the offender's mouth, the anger will just melt away.

It's a nice things that you were able to clear your doubt about the guy lender so that next time you will know what steps to take, as they say"Experience is the best teacher".