Oh hi ! I am almost never here so it was just luck I saw this.
One of my first post back in 2018 was about how difficullt it is to enter steem. So I can still agree with that.
If steem needs di-fi - I am not sure. I have always see steem and hive as a blogplatform to use to have fun. Sure you can make money in blogging or playing but it is not a di-fi platform or so. If I want more financeial services I go to matic or so.

Time to go to bed. Good Night.