greetings friend
it's true as you say that "time is money" underscores how valuable time is. In Islam, time is considered very valuable and is likened to a sword by Imam Shafi'i, who reminds us that time that is not used properly will harm us. The Hadith of Rasulullah SAW also reminds us that health and free time are two blessings that are often forgotten. Many people today are caught in negligence and waste their time. Utilizing time for positive and useful things is very important, because wasted time cannot be returned and is a big loss.
good luck