First of all, thank you for inviting me to this contest through your post. I also agree with you, waking up early in the day is always pleasant. Early morning weather is very beneficial for our health but most people are sleeping in bed at that time. I came to know about Benjamin Franklin's autobiography through your post. Prayers and love for your child so that he can study happily in his new institution. I learned a lot of information from your post. At the beginning of the year, parents have to think about various things and move forward. You mention every cost along with the Steem price which is really admirable. After a long day after dinner, doing a "reality check" on budget vs. spending that many people may not do. I think you have excellent knowledge about MS Excel. Thanks again for sharing your activity with us @patjewell 😊❤️.