You are right in that, one should think before buying an item whether it is really necessary or not. Should get it later. Your minimalist thinking is really good.
But there is also this: when you get a loan or a credit card, you feel free. Thus, he spends more. It would be better to spend it from the savings instead. I can say in my opinion.
Did you know that the modern method of cleaning with a floor steam mop can handle the most difficult dirt. Because the steam mop provides a dry surface treatment, it can be used immediately after cleaning. With a household steam mop, you can keep your upholstered home furniture perfectly clean. I also want to pay attention to the hvac maintenance checklist, which is also very important and I also advise to learn about it.