Source:https://pixabay.com/photos/money-dollars-success-business-1428594/

Hello steemians, good day to you all!

Our topic today is "how to save more and spend less"

If you agree with me, this is a very sensitive topic, and many of us are guilty of overspending,
especially we they youths. We find it difficult to achieve this goals because of our unlimited wants for trending things.

there are many trending things to buy this days and the truth is that you can't buy them all....
So chill! new things will keep coming, things even more beautiful and flashy will keep coming, new things will trend and go.

This is not the time to spend unnecessarily except if you are already rich, but if not you need to learn this.

l also battled with this for a very long time and I want to share with you all the tips I adopted to overcome this.

what you need to know

Source: https://pixabay.com/photos/purse-wallet-money-finances-3548021/

~If you don't manage your money you will easily get broke.

~If you don't know how to save, you get broke easily and always

~If you don't manage and regulate how you spend your money, you will easily get broke

~If you go for everything you desire or find eye catchy you will easily run out of money

Do not spend unnecessarily

So save more and spend less

It is not very easy but it is not impossible. It wasn't easy for me either. Today I am very excited to share with you all the tips I used to overcome this problem.

To achieve this you need to be disciplined

Tips on how to save more and spend less.

1. Know what you spend on the limit, And reduce it

2. Learn to budget and understand your finances.

3. Create a Monthly Budget.

4. Put Your Monthly Savings Somewhere Safe

5. Shop with a List,
   ~ don't just go shopping, make a list of what you need to buy and there price tags to avoid buying unnecessary things if not you end up buying many things you don't really need or even spending more than you planned.

6. Choose a financial goal

7.Reduce or stop eating out, instead make your own food at home

1. Differentiate Between Needs vs. Wants.

9.Stop Making Excuses for Spending, or giving your self reason to spend unnecessarily

1. Open a Savings Account, And save your money there. You should always save at least 5% of your monthly income, it is adviseable .

Thank you all for stopping by,

i wish y'll the best of good days and financial freedom 💰 💰❤