Hi Everyone, On this occasion, I will explain "what ripple is, then when it is released, and when is the highest and lowest price of ripple, and what experts think about ripple so that it comes to conclusions about whether to invest in ripple or not.

Ripple is a company headquartered in the United States. Its development objective is to provide more efficient cross-border payment services in the financial industry, particularly in the banking sector, by eliminating intermediaries to reduce costs and time per transaction. Ripple's open-source developer platform enables developers and entrepreneurs to build real-world payment solutions on the XRP Ledger.Reference

Based on some references that I have read. The Ripple was created by Ripple Labs, Inc. Ripple Labs, Inc. is an American technology company that developed the Ripple payment protocol and exchange network in San Francisco, California 2012. In its first development, the company was called Opencoin. In 2015, the name was changed to Ripple Labs. It is the same thing as written on the Wikipedia website, "Ripple is a real-time gross settlement system, currency exchange and remittance network created by Ripple Labs Inc., a US-based technology company. Released in 2012, Ripple is built upon a distributed open-source protocol, and supports tokens representing fiat currency, cryptocurrency, commodities, or other units of value such as frequent flier miles or mobile minutes. reference.

Based on data sourced from coinmarketcap ripple was at its peak on January 04, 2018 with prices reaching 1 XRP = 3.84 $. And with the lowest price on July 07, 2014 (7 years ago). reference

You can buy XRP on any exchange that offers digital currency. Such as Binance, Poloniex, Bittrex, Houbi, Upbit, Indodax, and other cryptocurrency exchanges. And I suggest you do your own research before choosing an exchange. There are several exchanges that have been hacked by a hacker.

Both have advantages and disadvantages. In terms of speed and transaction fees, Ripple is superior. However, from a security perspective, Bitcoin is the right choice because of its decentralized system. Meanwhile, for the purpose of use, Ripple can be an option to support transactions between countries.

As for investing or paying for goods and services, Bitcoin is the solution. Ripple creates an asset transfer system that is real-time, transparent, secure, and cheaper. Meanwhile, Bitcoin is designed to adhere to a decentralized system that was created as a digital currency to pay for services and goods. The presence of Bitcoin makes financial transactions possible without third parties such as banks.

This is what distinguishes the use of XRP and Bitcoin. Bitcoin has the main objective of being an alternative currency with the hope of creating a completely new financial system. Meanwhile, Ripple (XRP) is more prepared as a service for financial and banking institutions. That difference makes the possibility of XRP being used directly by consumers less likely to eat Bitcoin.

Predicting cryptocurrency prices is a daunting task, especially with the market changing drastically every second. The Ripple price will continue to increase based on some of the opinions of crypto luminaries that I have read. Such as https://coinswitch.cothat states that XRP will be valuable 17.0576 $. And it does not rule out. Experts predict that XRP will be trading at $2 at the beginning of 2022 and could reach up to $0.60 by the middle of January. By the end of 2022, XRP would be trading at a price of $4. Reference