Your referencing is okay but the way you have presented your original work mixed with plagiarised content is a wrong one. As it is right now, it seems like this is your entire work yet it's not.

Kindly present every copied and pasted work in quotation format like this;

• The ability to open/close/enable a money market
  ● The ability to update the interest rate model for each market
  ● The ability to update the oracle address.

Matching: Orders are matched by smart contracts automatically. There is no need for suppliers and borrowers to negotiate interest rates, loan terms, etc.

Borrowing can be done as long as the collateral value * collateral factor > loan value + accumulated interest.

Source
Justlend white paper
Then attach the reference at the end of the article like the way you did in your article.

You should also understand that when I am weighing your content words used in your article, I exclude those quoted words just because they are someone else's words.