Hi mam

Its happy to see your participation and you have good knowledge of crypto. You have explained very good about the debt and ownership and it was quite easy to understand as made it easy to understand so that people may get knowledge about it. For newcomers and the people who wanted to learn about crypto its a good efforts.

You clearly described the mechanism how can debt ratio may effect the steem or sbd rewards value.

You made it simple and told us the steps which you used to convert steem and sbd.

Overall you made a good efforts i appreciate your hard work.

Wish you success