STEEMIT CRYPTO ACADEMY TASK 7: Write on a Decentralized Finance Ecosystem as well as a Project/Protocol in the Ecosystem.| LECTURE BY gbenga by @adriancabrera
To speak of a decentralized financial ecocystem is to speak of Defi since as a term it comes to define open source financial protocols without having to comply with the path of the permissive and that goes hand in hand with the decentralization.
Defi trae como novedad la posibilidad de programar y escojer a través de diferentes protocolos la mejor opción para nuestra finanza teniendo alternativas para generar interés diario o solicitar préstamos ofreciendo las criptomonedas como colateral..
Defi brings as a novelty the possibility of programming and choosing through different protocols the best option for our finance, having alternatives to generate daily interest or request loans offering cryptocurrencies as collateral.
Ahora bien se puede decir que defi viene con una tecnología dirruptiva que va dejando atrás todo que esté en su camino ofreciendo de manera más segura y confiable los servicios financieros que ofrece la banca tradicional y algo mas pero con mejor fluidez sin tener que esperar tanto cuestión que fastidian a los usuarios, entre los servicios les puedo mencionar,
Agricultura de rendimiento
Es una estrategia de inversión donde los tenedores de tokens y criptomonedas las entregan a determinado protocolo con el objetivo de obtener rentabilidad sin vender sus activos.
la minieria de liquidez
La finalidad es incentivar la inyección de liquidez en determinado protocolo a cambio de distribuir entre los usuarios una serie de tokens que dan acceso a la gobernanza del proyecto ó que también pueden ser intercambiados por mejores recompensas o por otras criptomonedas
Replanteo
Es un proceso de validación de transacciones a través de Proof of stake, consiste en adquirir criptomonedas y mantenerlas bloqueadas en una wallet o en un pool con la finalidad de recibir ganancias o recompensas. Es un proceso muy parecido al HODL, solo que en stake los fondos están bloqueados y no puedes usarlos libremente.
Préstamo flash
Es una estrategia de préstamo sin colateral, el protocolo nos permite solicitar un préstamo sin garantía con la obligación de devolverlo en la misma transacción. Primero pides un préstamo Flash en AAVE de ETH, luego creas una lógica de intercambios entre diferentes DEX (Exchange descentralizado), compras, ventas, intentando sacar un profit y finalmente devuelves el préstamo.
Intercambio
Es el intercambio de un token o criptomoneda por otra con una equivalencia proporcionada por el protocolo, generalmente a una tasa inferior a las comisiones de compra y venta que en exchanges
Intercambios descentralizado
Son protocolos de intercambio de criptomonedas o tokens sin intermediarios
Activos sintéticos
Los activos sintéticos criptográficos tienen como objetivo proporcionar a los usuarios acceso a muchos activos diferentes sin tener que mantener el activo subyacente, los inversores pueden poseer tokens que rastrean el valor de ciertos activos sin tener que abandonar el ecosistema de criptomonedas,
Now, it can be said that defi comes with a disruptive technology that leaves behind everything that is on its way, offering in a more secure and reliable way the financial services offered by traditional banking and something else but with better fluidity without having to wait so long. that annoy users, among the services I can mention,
Yield agriculture
It is an investment strategy where the holders of tokens and cryptocurrencies deliver them to a certain protocol in order to obtain profitability without selling their assets.
the mining of liquidity
The purpose is to encourage the injection of liquidity in a certain protocol in exchange for distributing among users a series of tokens that give access to the governance of the project or that can also be exchanged for better rewards or for other cryptocurrencies
Stakeout
It is a transaction validation process through Proof of stake, it consists of acquiring cryptocurrencies and keeping them locked in a wallet or in a pool in order to receive profits or rewards. It is a process very similar to the HODL, only that at stake the funds are blocked and you cannot use them freely.
Flash loan
It is a loan strategy without collateral, the protocol allows us to request an unsecured loan with the obligation to return it in the same transaction. First you ask for a Flash loan in AAVE of ETH, then you create a logic of exchanges between different DEX (decentralized exchange), purchases, sales, trying to make a profit and finally you return the loan.
Exchange
It is the exchange of a token or cryptocurrency for another with an equivalence provided by the protocol, generally at a lower rate than the purchase and sale commissions than in exchanges
Decentralized exchanges
They are protocols for the exchange of cryptocurrencies or tokens without intermediaries
Synthetic assets
Crypto Synthetic Assets aim to provide users with access to many different assets without having to hold the underlying asset, investors can own tokens that track the value of certain assets without having to leave the cryptocurrency ecosystem,
En relación al proyecto o protocolo tenía para escoger entre muchos pero por supuesto que me decante desde mi punto de vista por el mejor ,Yearn Finance. Que es el primer protocolo en superar el precio unitario de bitcoin, y eso le permitio ganar mucha popularidad.
Regarding the project or protocol, I had to choose from among many, but of course, from my point of view, I opted for the best, Yearn Finance. That it is the first protocol to exceed the unit price of bitcoin, and that allowed it to gain a lot of popularity
Yearn Finance se creo en en año 2020 como un protocolo descentralizado para ofrecer y garantizar fácil acceso a los servicios financieros especialmente para aquellos usuarios que se encuentran aislados del sistema financiero tradicional. En pocas palabras este protocolo permite manejar fondos de manera automática entre varios proyectos y plataformas descentralizadas, teniendo como objetivo que los usuarios pueden invertir en monedas estables. Esta nueva forma para generar ganancias de manera descentralizada se conoce como yield farming, o agricultura de rendimiento ya antes mencionadas al comienzo de la tarea cabe destacar que esta nueva alternativa a provocando la locura total en DeFi por su innovación..
Después de haber analizado sobre Yearn Finance me queda una inquietud que poco a poco a medida que siga en el curso y mantenga la investigación se me estará aclarando ya que su fundador Andre Cronje, anunció en su lanzamiento que su token no tenía ningún valor financiero y que se trataba solo de un token con fines de votación para que los usuarios ejercieran la gobernanza sobre el desarrollo del proyecto, cuestión que no es así ya que a la actualidad el token Year finance tiene una valor de 33.666,13 $ Incluso llegó a superar los 42.900,00$ el año pasado.
Yearn Finance was created in 2020 as a decentralized protocol to offer and guarantee easy access to financial services, especially for those users who are isolated from the traditional financial system. In short, this protocol allows to manage funds automatically between several projects and decentralized platforms, with the objective that users can invest in stable currencies. This new way to generate profits in a decentralized way is known as yield farming, or performance agriculture already mentioned at the beginning of the task, it should be noted that this new alternative is causing total madness in DeFi for its innovation.
After having analyzed about Yearn Finance I have a concern that little by little as I continue in the course and continue the investigation it will be clarified to me since its founder Andre Cronje, announced at its launch that his token had no financial value and that it was only a token for voting purposes for users to exercise governance over the development of the project, an issue that is not the case since at present the Year finance token has a value of $ 33,666.13 It even exceeded the $ 42,900.00 last year.
En conclusión el ecocistema financiero descentralizado y sus proyectos nos permite soñar con una mejor economía dónde a través del mundo de la Cryptomoneda podamos acceder a beneficios impensables sin esa rosca burocrática y así mejorar nuestra calidad de vida en hora buena!!!
In conclusion, the decentralized financial ecocystem and its projects allow us to dream of a better economy where through the world of Cryptocurrency we can access unthinkable benefits without that bureaucratic thread and thus improve our quality of life at good time !!!
Cc Steemcurator01 Steemcurator02 @gbenga
Thanks for being a part of my class and for participating in this week's assignment. I hope you learned from the class as the aim of the school is to teach and allow people to learn alongside.
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Copy/pasting is regarded as plagiarism and Plagiarism isn't allowed on steemit. I found similar content with your post.
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Source: https://www.dolarhoy.com/mercado/-que-es-defi-y-que-esta-pasando-en-el-ecosistema-blockchain--2021391350
Good morning Prof @gbenga with the respect that you deserve, I apologize if in my long task I wrote a similar phrase that was not my intention, if you review my tasks, even detail this one, you will realize that I do everything with my own words and that I try to document myself as much as possible to give my best, as I have told you in different tasks I am in the middle of a learning phase and this leads me to read articles, watch videos, ask for opinions, etc. and remember that as a human being there are texts that can remain subconscious, but that is not the case. Again my apologies, I accept your observation with great humility and I will try not to repeat it again ...